Source: Glamour.com
2. Fuck up their finances by living above their means.
We all get about 5 years of our young adult lives to fuck up financially, but if by age thirty you still find yourself torn between whether to pay your car insurance or cop those leather Guiseppes I need you to get your shit together. As a single black female addicted to retail, I can concur with Kanye that I have a problem with spending before I get it. It isn’t completely our fault since many of us grew up in a culture where money doesn’t matter if you have good credit. But bills come first, saving comes second and then use whatever leftovers (if anything) for frivolous spending.
You shouldn’t be barely getting by bending the rules by paying half for something that is clearly due in full, with the mind-set, “Well they got something, they should be happy.” But the problem is you didn’t get half of a car, or half of a pair of shoes. Grow the fuck up and ball on your budget.
Bullets and Blessings 
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